How To Get Credit Card In Ghana
How To Get Credit Card In Ghana
Hello! In today’s article we will be discussing how to get a Credit Card in Ghana, benefits of Credit Card and Banks in Ghana that gives credit Card.
Getting a credit card in bank helps to prevent the chances of loss of cash and promote cashless financial transactions. In Ghana, mostly Visa card, Mastercard and American Express are issued from banks to an individual
To allows an individual to purchase goods and services up to a certain limit by a bank, mostly Credit Card is issued. Credit Card allows an individual to draw money whenever required and used for many services where money is needed. However, before they issue the credit card, they assess the customer’s credit worthiness.
In Ghana, you can only use credit cards which are issued from a Ghana Bank but not foreign cards. You can use credit cards at places that allows credit card payments.
This gives travelers access to the currency where they may be visiting and protects their money from being stolen or lost while they are away from home.
GETTING A CREDIT CARD IN GHANA
Before you apply to any of the credit card in a bank make sure you have an active bank account.
This will provide them a fair idea of your cash flow and earnings. If you are self-employed, they may need some information about what you and how you earn your income.
HOW TO GET CREDIT CARD IN GHANA
1. Visit the preferred bank you want to host your account with and let them know your interest.
2. From there, you will be asked some questions and possibly asked to create a bank account if you don’t have or if you qualify with all the necessary requirements, you will receive your card instantly or after some days depending on the bank.
BENEFITS OF CREDIT CARDS IN GHANA
- It is a good of paying bills or making small transactions or shopping at your own convenient time.
- When purchasing items online, credit card is a great advantage to help you for faster services without the use of cash.
- It helps prevent you from being a target for robbery when huge money are on you.
BANKS IN GHANA THAT GIVES CREDIT CARD
- Access Bank
- ABSA Bank
- Bank of Africa
- Cal Bank
- EcoBank
- Fidelity Bank
- First National Bank
- Guaranty Trust Bank
- Standard Chartered
- Zenith Bank
- Societe Generale Ghana
For what shall it profit a man, if he shall gain the whole world, and lose his own soul?kjv
